As the price of tuition steadily increases at many colleges and universities, borrowing money often becomes the only means to pay for education, Iowa college students said in interviews as the current school year ended. Students at Coe College, in Cedar Rapids, Iowa, saw a constant rise in tuition over the last four years. They were expected to pay $40,670 in the 2015-16 academic year but that has become $45,230 for the 2019-20 school year. Neither amount includes room and board. Leslie Ortiz, 21, from Houston and a junior this past school year, estimated that she will have loans totaling $38,000 by the time she graduates.